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Best Home Warranty Companies in Alaska (2024)

Author Image Written by Dana Getz + 1 other Reviewer Icon Reviewed by Jacquelyn Kfoury Updated 05/09/2024

Alaskan homeowners know how frigid winter temperatures can be. A home warranty saves you from potential headaches if your heater or another home system or appliance breaks down. Your provider will connect you with a trusted service technician and cover any needed repair or replacement costs. These are the home warranty providers we recommend for Alaskan residents based on our extensive research.

We have compared the best home warranty companies nationwide to help make your home warranty search easier. Overall, we choose Liberty Home Guard as our top pick due to excellent customer reviews and extensive add-on options.

Did You Know?

In the last 30 days, more than 2,500 people bought home warranties from the above providers.


Alaska’s Top 4 Home Warranty Companies

The highest-rated Alaska home warranty companies include the following:

Liberty Home Guard: Best Customer Ratings
Elite Home Warranty: Best Flexible Coverage

Our team conducted reviews of Alaska’s home warranty providers, looking at factors like pricing, protection plan options, customer reviews, and claims processes. Here are our top picks.


Summary of the Best Home Warranty Companies in Alaska

Best For Monthly Cost in AK Service Fee Response Time BBB Rating Link
Liberty Home Guard Liberty Home Guard Best Customer Ratings $49–$59 $65–$125 Up to 48 hours NR VISIT SITE
Elite Home Warranty Elite Home Warranty Best for Flexible Coverage $44–$58 $70 Up to 48 hours A+ VISIT SITE
Select Home Warranty Select Home Warranty Best Value $44–$47 $60–$75 48-84 hours B- VISIT SITE
AFC Home Warranty AFC Home Warranty Best for Customization $35–$59 $75–$125 24-48 hours B VISIT SITE
Liberty Home Guard
Logo Liberty Home Guard
Best For Best Customer Ratings
Monthly Cost in AK $49–$59
Service Fee $65–$125
Response Time Up to 48 hours
BBB Rating NR
VISIT SITE
Elite Home Warranty
Logo Elite Home Warranty
Best For Best for Flexible Coverage
Monthly Cost in AK $44–$58
Service Fee $70
Response Time Up to 48 hours
BBB Rating A+
VISIT SITE
Select Home Warranty
Logo Select Home Warranty
Best For Best Value
Monthly Cost in AK $44–$47
Service Fee $60–$75
Response Time 48-84 hours
BBB Rating B-
VISIT SITE
AFC Home Warranty
Logo AFC Home Warranty
Best For Best for Customization
Monthly Cost in AK $35–$59
Service Fee $75–$125
Response Time 24-48 hours
BBB Rating B
VISIT SITE
Company BBB Rating Monthly Cost in AK Service Fee Visit Site
NR $49–$59 $65–$125 VISIT SITE
A+ $44–$58 $70 VISIT SITE
B- $44–$47 $60–$75 VISIT SITE
B $35–$59 $75–$125 VISIT SITE
No results were found.

Note: We based the pricing information in this table and throughout the article on sample quotes we obtained for a 2,143-square-foot, single-family home in Wasilla, Alaska. Your pricing may vary depending on your home’s location, size, type, and plan selections.

Why Trust Us? Our review and rating process for the best home warranty companies
57
Companies Considered We carefully considered 57 companies to find the best home warranty providers available.
2000
Homeowners Surveyed We surveyed 2,000 home owners to see what they care about most for home protection.
57000
Reviews Analyzed We went through 57,000 customer reviews of home warranty companies to see what people had to say about each provider.
31
Coverages Compared We compared 31 policies to find the best home warranty offerings on the market.

Reviews of the Best Home Warranty Companies in Alaska

Liberty Home Guard

Best Customer Ratings
4.5 We grade all home warranty companies on the most important factors to homeowners such as coverage, value, trust, transparency, availability, and service. We account for 15 specific data points such as coverage caps, systems and appliances covered, monthly costs, service fees, sample contract availability, response time, claims process, and workmanship guarantee length to then calculate a score, created fully by our Editorial team.

Liberty Home Guard (LHG) is an excellent choice for Alaska homeowners who want a responsive customer service team. While it’s typical for companies to offer an online portal and a phone support service, LHG has a competitive edge by offering a live-chat customer support system. Customers can chat with customer service directly on its website instead of dealing with phone calls and wait times. LHG is highly rated by existing consumers; it has 4.7 out of 5 stars on Google Reviews. Additionally, LHG provides an extensive suite of add-on coverage options for those who need customizable coverage.

Why We Chose Liberty Home Guard

Liberty Home Guard earned 4.5 out of 5 stars in our rating system. It has the best customer ratings of any home warranty provider on this list, holding an A rating* with the BBB and 4.7 out of 5 stars on Google Reviews. We recommend LHG for homeowners with specific coverage needs, as it offers an extensive list of add-ons ranging from pool coverage to water softeners.

Our team spoke with multiple customer representatives to learn how LHG handles customer inquiries. Based on our experiences, it holds up to its stellar ratings, with each representative picking up the phone in under one minute and answering all of our questions thoroughly.

Pros and Cons

Pros Provides up to 38 additional coverage options Offers two additional months of coverage with an annual plan Allows customers to reach support through a live-chat feature Cons Doesn’t show the service call fee during the quote process Offers lower coverage cap than other providers

Plans and Pricing

Liberty Home Guard offers three plan options: Appliance Guard, Systems Guard, and Total Home Guard. The Appliance Guard covers essential appliances, such as your dishwasher, clothes washer, and oven. The Systems Guard covers home systems, such as your heating, ductwork, and plumbing systems. The Total Home Guard, LHG’s comprehensive plan, covers all the items in the Appliance Guard and Systems Guard.

According to the representative we spoke with, service fees range from $65 to $125. 

Below are the monthly prices for LHG plans. Expect to pay between $600 and $720 annually. Per our research, LHG offers two additional months of coverage if you sign up for an annual plan. LHG allows you to pull a quote over the phone or online.

Here are details on LHG’s plans and optional add-on coverage:

  • Appliance Guard: Covers appliances, such as dishwashers, clothes washers, and dryers
  • Systems Guard: Covers built-in systems, such as air conditioning, heating, ductwork, and water heater
  • Total Home Guard: Covers all the items in the Appliance Guard and Systems Guard plans
  • Optional add-ons: Up to 38 options, including pest control, re-key service, gutter cleaning, floor cleaning, and generator coverage. When we pulled our quote, a representative informed us that pest control coverage costs an extra $15 monthly.

Below is a breakdown of LHG plan pricing:

Plan

Monthly Cost

Service Fee

Coverage Cap

Appliance Guard

$49.99

$65–$125

$2,000

Systems Guard

$54.99

$65–$125

$2,000 (Plumbing & electrical: $500)

Total Home Guard

$59.99

$65–$125

Coverage caps remain the same

Elite Home Warranty

Best for Flexible Coverage
4.6 We grade all home warranty companies on the most important factors to homeowners such as coverage, value, trust, transparency, availability, and service. We account for 15 specific data points such as coverage caps, systems and appliances covered, monthly costs, service fees, sample contract availability, response time, claims process, and workmanship guarantee length to then calculate a score, created fully by our Editorial team.

We recommend Elite Home Warranty for homeowners who want flexible premiums and coverage. The company offers three base plans with a standard $70 service call fee (a lower service call fee than many providers) and 27 add-on options.

Monthly cost: $44–$58

How We Scored Elite Home Warranty

We rated Elite Home Warranty 4.6 out of 5 stars in our review standards. We awarded high scores for its coverage and add-on variety. We deducted points for only offering one service call fee and limited online options. Here’s how Elite rated in key categories:

  • Coverage (4.6 out of 5): Elite scored high for its three customizable coverage plans and extensive add-on catalog. 
  • Value (4.25 out of 5): We deducted points because the company only offers one service call fee and charges a higher fee for high-end appliances.  
  • Trustworthiness and transparency (4.8 out of 5): Elite scored well for its excellent customer review scores on the Better Business Bureau (BBB) and other third-party sites. 
  • Availability and service (4.5 out of 5): Elite lost points for its limited online services. Unlike other providers, it doesn’t offer an online quote tool.

Pros and Cons

Pros Includes a 90-day workmanship guarantee for completed repairs Offers higher coverage limits for high-end appliances Rolls your service call fee into your annual premium, avoiding a per-claim charge Cons Charges a higher service call fee for high-end appliance repairs Excludes workmanship guarantee on repairs done with an out-of-network technician Requires you to call for a quote

Plans and Cost

When reading through the Elite Home Warranty sample contract, we learned that the company offers a $15,000 annual limit for all plans. This breaks down to a $7,000 claim limit for appliances and $8,000 for systems, which is a higher limit than many providers. However, claim limits vary among coverage items. For example, air conditioners receive up to $4,000 while electrical systems are capped at $2,000.

We recommend reading through the sample contract or getting a quote for full details on coverage caps. 

Below are the details of Elite’s coverage plans:

  • Elite Appliances: The appliance-only plan covers eight essential appliances, including cooktops, clothes washers, and dishwashers. Coverage caps vary by appliance but are subject to a $7,000 term limit. 
  • Elite Systems: This system-only plan covers eight home systems, such as air conditioning, heating, and electrical systems. This plan has an $8,000 annual limit, though coverage caps vary by system.  
  • Elite Complete: The highest plan tier combines the Elite Appliances and Elite Systems plans for comprehensive systems and appliance protection. 

Based on our sample quotes, Elite Home Warranty charges a monthly premium of about $44–$58. The company has a standard service call fee of $70. It charges $150 for high-end appliance repairs and service calls that occur after hours or on the weekend.

More details on Elite’s plans and pricing can be found in the table below:

Plan

Monthly Cost

Service Fee

Coverage Cap

Elite Appliances

$44.49

$70

Varies per Item

Elite Systems

$49.99

$70

Varies per Item

Elite Complete

$58.99

$70

Varies per Item

Elite offers 27 add-on options, one of the largest catalogs we’ve seen from a home warranty company. Based on our research, most providers offer eight to 15 add-ons. Elite’s add-on coverage limits vary by item. There is a $5,000 total limit per term. 

We’ve highlighted some of Elite’s most attractive add-on options below. View the full list on Elite’s website:

  • Annual maintenance
  • Drainage, sewer, and water service lines
  • Pool and spa equipment
  • Geothermal heating and cooling systems
  • Guest house
  • Septic system

Our Experience with Elite Home Warranty

One of our team members tested the Elite Home Warranty claim process to repair his broken high-end dishwasher. Here’s a summary of his experience:

  • He submitted his claim online and received an Elite claims specialist call within 30 minutes. 
  • He received a next-day appointment for his repair. 
  • The technician arrived on the assigned day but realized the repair would require out-of-stock parts. 
  • After an initial service visit on Tuesday evening, the technician returned with the required parts the following Monday morning.
  • The technician completed the repairs within an hour.

Elite sends in-network technicians to complete its repairs. It backs its coverage with a 90-day workmanship guarantee. If you choose your own repair technician, Elite will pay them for labor at an hourly rate not to exceed the standard hourly rate in your area. You won’t receive any workmanship coverage from Elite if you choose your own technician. However, the local technician should provide their own workmanship guarantee, likely around 30 days.

Select Home Warranty

Best Value
4.3 We grade all home warranty companies on the most important factors to homeowners such as coverage, value, trust, transparency, availability, and service. We account for 15 specific data points such as coverage caps, systems and appliances covered, monthly costs, service fees, sample contract availability, response time, claims process, and workmanship guarantee length to then calculate a score, created fully by our Editorial team.

Select Home Warranty is another affordable option for Alaska residents. Select offers budget-friendly plan prices for less than $50 per month. It also includes the rare benefit of including roof-leak coverage with all plan tiers.

Why We Chose Select Home Warranty

Select Home Warranty scored 4.3 out of 5 stars in our review standards. It’s an affordable home warranty with all plans costing less than $50 per month. Select stands out by offering roof-leak repair coverage in each protection plan. Home warranty companies don’t typically offer roof-leak coverage without an additional fee.

Pros and Cons

Pros Provides roof coverage with each of its plans Offers discounts to customers who sign up for multi-year plans Covers rental properties, mobile homes, manufactured home, single-family homes, and condos Cons Pairs low coverage caps for select systems and all appliances Provides plumbing stoppage coverage only in the Platinum Care plan

Plans and Pricing

Select Home Warranty offers three plans: Bronze Care for appliances, Gold Care for systems, and Platinum Care for both. Select includes limited roof leak coverage for all plans. Additionally, Select pairs a low $75 service call fee with each plan, making it a solid provider for homeowners on a budget.

You can expect to pay between $44–$48 per month for a Select Home Warranty plan.

Select Home Warranty offers monthly and annual premium options. Expect to pay between $533 and $573 annually. According to the quote we pulled, Select offers up to $150 off and two additional months of coverage if you choose an annual premium. It lets you pull a quote by calling or using its online tool.

Here are more details about Select Home Warranty’s plans:

  • Bronze Care: Covers appliances, such as clothes washers and dryers, garbage disposals, refrigerators, and cooktops
  • Gold Care: Covers systems, such as air conditioning, heating, plumbing, electrical systems, water heaters, and ductwork
  • Platinum Care: Covers all the appliances and built-in systems in the Bronze and Gold Care plans, plus garage door openers and ceiling fans
  • Optional add-ons: Central vacuums, lawn sprinkler systems, pools, septic systems, spas, stand-alone freezers, sump pumps, and well pumps. Select Home Warranty also offers low prices for its add-ons. For example, it charges less than $4 monthly for central vacuum coverage.

Below is a breakdown of Select’s plan pricing:

Plan

Monthly Cost

Service Fee

Coverage Cap

Bronze Care

$44.42

$60–$75

$500

Gold Care

$44.42

$60–$75

$500 (HVAC: $3,000)

Platinum Care

$47.75

$60–$75

Coverage caps remain the same

AFC Home Warranty

Best for Customization
4.6 We grade all home warranty companies on the most important factors to homeowners such as coverage, value, trust, transparency, availability, and service. We account for 15 specific data points such as coverage caps, systems and appliances covered, monthly costs, service fees, sample contract availability, response time, claims process, and workmanship guarantee length to then calculate a score, created fully by our Editorial team.

America’s First Choice Home Warranty (AFC Home Warranty) is a reputable provider for Alaskan homeowners. It allows you to choose your own service provider and includes a plan-length workmanship guarantee on all completed repairs. AFC Home Warranty offers membership perks such as free credit monitoring. Regarding customer service, AFC Home Warranty holds a solid 3.7 out of 5 stars on Google Reviews. Many customers appreciated AFC Home Warranty’s professional and knowledgeable service technicians. However, others were unhappy with how it processed claims.

Why We Chose AFC Home Warranty

AFC Home Warranty earned a 4.6 out of 5-star rating in our review standards. Along with its flexible service call fee model, the variety of plans offered by AFC Home Warranty is ideal for homeowners who want a personalized home warranty package and pricing. AFC Home Warranty also offers a lengthy workmanship guarantee and additional membership perks. Other providers don’t include membership perks within their plans.

Pros and Cons

Pros Extends an unlimited workmanship guarantee Provides solid appliance coverage caps Offers four flexible plan options Cons Includes a $50 annual discount with a yearly payment plan Charges a $75 cancellation fee

Plans and Pricing

AFC Home Warranty offers four coverage options: Silver Plan, Systems Plan, Gold Plan, and Platinum Plan. The Silver Plan covers home appliances such as garbage disposals and garage-door openers. The Systems Plan includes systems coverage such as HVAC and air conditioners. The Gold Plan covers systems and appliances. Finally, the Platinum Plan includes all Gold Plan items, as well as built-in microwaves, faucets, plumbing stoppages, and more.

Expect to pay between $37.17–$60.67 for AFC Home Warranty coverage. In addition, it offers the choice of a $75, $100, or $125 service call fee.

AFC Home Warranty offers annual premiums alongside monthly premiums. Expect to pay between $398 and $630 annually for AFC Home Warranty coverage. The company includes a $50 annual discount if you choose a yearly payment plan. You can pull a quote using its online tool or call a sales representative.

Here are details on each plan offered by AFC Home Warranty:

  • Silver Plan: Covers appliances, such as clothes washer, clothes dryer, garbage disposal, and dishwasher
  • Systems Plan: Covers systems, such as air conditioning, heating, water heaters, and plumbing
  • Gold Plan: Covers both appliances and systems, such as electrical, ductwork, oven, range, plumbing stoppages, and garage door openers
  • Platinum Plan: Covers all items and systems included with the Gold Plan, plus a built-in microwave and ice maker
  • Optional add-ons: Double oven, electronic coverage, hot water dispenser, sump pump, septic system, central vacuum, pool, spa, stand-alone freezer, and roof-leak repair. Based on the quote we pulled, in-ground pool coverage costs $9 per month.

Below is a breakdown of AFC Home Warranty’s plan pricing:

Plan

Monthly Cost

Service Fee

Coverage Cap

Silver Plan

$35.25–$42.83

$75-$125

$3,000

Systems Plan

$45.25–$50.08

$75-$125

Caps vary by system

Gold Plan

$52.50–$57.33

$75-$125

Systems: varies

Appliances: $3,000

Platinum Plan

$57.33–$59.08

$75-$125

Systems: varies

Appliances: $3,000


How Much Do Alaska Home Warranties Cost?

The average customer pays between $300–$600 per year for a home warranty plan and an additional service call fee between $70–$125 each time they file a claim. All home warranty companies recommended in this article fall within the industry average price range.

Learn more: How Much Does a Home Warranty Cost?


What Does a Home Warranty Cover?

A home warranty covers the major systems and appliances in your home. This typically includes air conditioning, heating, plumbing, electrical systems, and your oven, refrigerator, dishwasher, washer, and dryer. Most home warranty providers also offer add-on options that allow you to select extra items, such as your pool or hot tub, to protect.

Learn more: What Does a Home Warranty Cover?


Is an Alaska Home Warranty Worth the Money?

Because home systems and appliances won’t last forever, a home warranty can protect home buyers from paying the high costs of repairs and replacements when one of those covered items inevitably breaks down or dies.

Learn more: Are Home Warranties Worth It?


Annual Home Warranty Cost Calculator

Our team created a calculator to break down the estimated annual cost of owning a home warranty. Enter your monthly premium, service call fee, and estimated number of claims to see your projected annual cost. It’s best to request a quote directly from one of our recommended providers, as annual costs and service fees vary between them.

ApplianceAverage Repair CostAverage Replacement Cost

Dehumidifier

$50–$200

$1,300–$2,800

Microwave

$50–$400

$60–$2,000

Dishwasher

$50–$500

$400–$3,000

Exhaust Fans

$16–$300

$250–$950

Electric Range

$100–$500

$230–$3,000

Gas Range

$100–$500

$230–$3,000

Dryer

$100–$400

$450–$2,300

Oven

$100–$430

$400–$3,000

Washer

$50–$450

$400–$2,300

Freezer

$90–$500

$160–$2,900

Refrigerator

$40–$350

$200–$5,000

Note: The annual cost figure generated by our home warranty calculator is not an indication of a company’s actual plan cost, as annual costs and service fees vary based on your plan selections and your home’s size, type, and location.


Our Conclusion

Home warranty coverage will protect your systems and appliances and provide peace of mind if an item unexpectedly breaks. Before buying a home warranty, consider getting quotes from the home warranty companies in this article. This way, you can compare coverage and potentially price match with your preferred choice.


Frequently Asked Questions

How do I file a claim on my home warranty?

Most companies give you two options when you want to file a claim: an online form to submit a request and a phone number to talk to a representative. Whichever method you choose, your provider will askto specify the broken item, schedule a time for a technician to visit your home, and pay the agreed-upon service fee.

Is an Alaska home warranty worth the money?

Because home systems and appliances won’t last forever, a home warranty can protect home buyers from paying the high costs of repairs and replacements when one of those covered items inevitably breaks down or dies.

Learn more: Are Home Warranties Worth It?

How much does a home warranty cost in Alaska?

The average customer pays between $300–$600 per year for a home warranty plan and an additional service call fee between $75–$125 each time they file a claim. All home warranty companies recommended in this article fall within the industry average price range.

Learn more: How Much Does a Home Warranty Cost?

What does a home warranty cover?

A home warranty covers the major systems and appliances in your home. This typically includes air conditioning, heating, plumbing, electrical systems, and your oven, refrigerator, dishwasher, washer, and dryer. Most home warranty providers also offer add-on options that allow you to select extra items, such as your pool or hot tub, to protect.

Learn more: What Does a Home Warranty Cover?


How Do I Find the Best Home Warranty Company in My Area?

Find in-depth reviews on the best home warranty companies for major US cities below.


Our Rating Methodology

We back up our home warranty ratings and recommendations with a detailed rating methodology to score each provider objectively. We conduct research by speaking with company representatives, requesting quotes, analyzing sample contracts, and conducting focus groups and consumer surveys. 

We score each provider against our review standards, which include four comparison categories: coverage, value, trust and transparency, and availability and service. We rate each provider across 31 factors within these categories. Each factor is assigned a point value based on its importance to a homeowner, totaling 100 points. We then convert the final scores to a 5-star rating. 

Here’s a breakdown of our weighted factors:

  • Coverage (40%): We scored coverage based on included home systems and appliances, add-on options, and unique benefits. We also compared coverage caps and policy exclusions.
    • Additional coverage items
    • Annual coverage cap
    • Home systems coverage
    • Major appliances coverage
    • Obstructed wall coverage cap
  • Value (30%): We compared the coverage level received to monthly pricing to determine plan value. We considered premium pricing, service fees, and flexibility in customizing plan costs.
    • Average monthly cost
    • Cost flexibility
    • Lowest service fee
  • Trust and Transparency (16%): We evaluated each company’s reputation using the Better Business Bureau ratings and customer reviews on third-party review sites. We read through plan change policies, workmanship protections, and sample contract availability.
    • Brand reputation
    • Policy change flexibility
    • Sample contract availability
    • Workmanship guarantee length
  • Availability and Service (14%): We award higher scores for faster claim processing and response times. We also considered service technician policies, including options to choose your technician. 
    • Claims process
    • Guaranteed response time
    • Service flexibility

To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.